Our typical new client is either approaching retirement is has recently retired, has accounts in the range of $400,000 to $5,000,000 to consolidate, has a need for financial advice beyond the portfolio, and wants an ESG screened portfolio customized to their environmental & social values.
Our Value Proposition
INVEST - match your values with advanced ESG screening capabilities, create tax efficiencies, and align an appropriate level of risk with your goals for us to monitor over time.
PLAN - create a unique financial plan customized to your specific goals, tax scenario, risk factors, and portfolio needs.
NAVIGATE- simplify as much as possible, consolidate & organize your accounts, and summarize your risks and opportunities in plain English.
Sustainable Portfolio Management
Our portfolios incorporate a high degree of ESG screening resulting in low cost, tax efficient solutions you can feel good about. Our model portfolios are easily customizable if you have a special preference. And, if you want us to go deep and build the perfect portfolio using individual stocks, we're up for that too.
Clients pay a maximum fee of 1% annually. We break this annual fee out into bite-sized monthly fees, automatically deducted from your portfolio. This level of advice is ideal for clients seeking customized ESG screening and ongoing management of portfolios up to $400,000.
Household Minimum: $100,000
For clients who invest more than $400,000, this advice tier combines all the investment goodies clients get with Sustainable Portfolios plus a financial plan to keep you organized. We update the plan annually, and connect with you throughout the year to help keep you on track.
Clients pay a 1% annual fee for portfolios under $1,000,000 with discounted pricing for portfolios greater than $1,000,000. This single fee covers both portfolio management and financial planning.
Household Minimum: $400,000
For small businesses with 5 up to 100 eligible employees, we determine the most suitable retirement plan and help determine plan mechanics such as vesting, matching, Roth contribution options, fiduciary levels, and automatic enrollment. Once the plan type is determined, we construct a ESG screened menu of investment options employees can easily navigate on their own or with our guidance.
Clients can choose to pay either an "assets under management" fee that ranges from 0.40% - 0.70% depending on the total invested balance or pay an annual flat fee ($2,500 minimum fee).